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Polymarket Deposit Methods in the UK: Bank Transfer, Crypto & More

How to deposit on Polymarket in the UK in 2026 — bank transfer, open banking, crypto, Klarna and fees explained. All methods work via PolyGram.

Marc Jakob
Senior Editor — Prediction Markets · · 2 min read
✓ Fact-checked · 📅 Updated 9 June 2026 · 2 min read
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How to Deposit on Polymarket from the UK

Polymarket enforces geofencing restrictions affecting UK-based participants, though PolyGram provides unrestricted access to the identical CLOB order book alongside purpose-built UK funding pathways. All market positions settle in USDC via the Polygon blockchain.

UK Deposit Methods Available on PolyGram

Bank Transfer (Faster Payments / Open Banking)

British account holders can top up their PolyGram wallet through Faster Payments, powered by PolyGram's licensed fiat gateway partner. Your sterling deposit converts to USDC instantly and typically lands in your trading account within 5 minutes. Entry threshold stands at £10. PolyGram itself levies no charge; the gateway operator deducts 1–1.5% from your transfer.

Debit & Credit Card

Both Visa and Mastercard payment cards work for deposits. Some banks classify credit card transactions as cash advances and may block them — debit cards sidestep this issue entirely. The gateway charges roughly 1.8% on card-funded deposits.

Klarna

Klarna's buy-now-pay-later service integrates with PolyGram for qualified UK members. You can execute trades immediately and repay over a 30-day period with no interest. Your Klarna account must be active and in good standing to use this option.

Crypto (USDC, ETH, BTC)

Transfer USDC directly into your PolyGram Polygon-native wallet from major custodians such as Coinbase, Kraken, or Binance. You may also deposit ETH or BTC — PolyGram's conversion layer swaps these automatically into USDC. This route delivers the lowest friction and cost for high-frequency traders. Polygon-based transactions settle in under 60 seconds.

Deposit Fees Comparison

  • Bank transfer: ~1–1.5% on-ramp fee
  • Debit card: ~1.8% on-ramp fee
  • Klarna: 0% (interest-free 30-day)
  • Crypto (USDC direct): ~$0.001 Polygon gas only

Minimum and Maximum Deposits

Minimum entry is $10 equivalent. PolyGram imposes no ceiling on deposit amounts. Know-Your-Customer verification becomes mandatory once your cumulative deposits exceed $1,500. The identity check completes in 2–5 minutes.

How Long Do Deposits Take?

  • Bank transfer: 2–10 minutes
  • Card: instant–3 minutes
  • Crypto USDC: 30 seconds–2 minutes

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Marc Jakob
Senior Editor — Prediction Markets

Marc has covered prediction markets and crypto order flow since 2018. Writes for PolyGram on market structure, on-chain settlement, and regulatory developments.